Rich decided to take his pension from his former employer. We spent a lot of time today filling out paperwork online and then had to get it notarized. Honestly, I am a little spooked about going out right now. I took my own pen with me. I put some hand sanitizer in my purse. Rich grabbed a manila envelope to put the papers in after they’d been touched by the notary. Is this overboard? I don’t know. I keep seeing the message “if we look back on this and think we overreacted, then we did the right thing.” In other words, if social distancing works, then we won’t see the massive number of coronavirus cases that we could have. That would be good. You know what? I didn’t even feel silly about walking into the UPS store with my hand sanitizer and my own pen and a manila envelope.
The clerk was very nonchalant. I asked him how things were going and he said fine, and well, they were doing “the usual precautions” but he thought soon they might do more. This made me think they weren’t doing much. I jokingly said “We are old and overly cautious.” He was actually nice about it and complied with my requests. I used the sanitizer a couple of times in the store. He notarized the paper, scanned the whole stack and emailed it to Rich so we could upload it to the company when we got home. I asked him to slide all the papers into the manila envelope instead of giving them back to us. He did. We thanked him and left. Then, of course, more hand sanitizing in the car and hand washing when we got home. Now I feel like we need to re-start the clock from today. You know, we were feeling like we were pretty much in the clear after a week past Ally’s visit. Now I don’t know.
We came home and uploaded the documents. I feel weird to say that part of the reason Rich requested his pension now is that he will get the full lump sum, but if he dies before he has it in hand, I only get half. Is that morbid? Or just realistic? Or both?
I have been bugging him for years to do a will. He doesn’t like to talk about death, doesn’t like to “plan” for the eventuality. I am the complete opposite. I don’t mind talking about it and I am always updating information to leave behind for him and/or for the kids. Any time we go out of town, I send what my son in law Miles calls “the death email” to the girls. It just tells them where to find our important paperwork, info about accounts, etc. It’s kind of a running joke and it makes everyone uncomfortable except me. When we lived in Alaska, I finally made my own will through LegalZoom because we had no one on the island who could do it. We flew in and out of there so much that I started getting really worried I was going to go down in a plane. So I have a will that is now outdated and Rich still has none. Because we thought we were about to go on this big 5 week Europe trip in April, I started ruminating over it again. What if we both died in a plane crash or a cruise ship accident (definitely didn’t anticipate cruise ship corona virus at the time) or had some sort of accident wandering around Europe? I didn’t want my girls to have to try to sort it all out with the state if we didn’t have wills . I convinced Rich we needed to get it done and one of my friends referred us to a “progressive female” attorney (one of my requirements haha). We paid her for a two hour consult and she sent us some forms to fill out ahead of time and we went in to visit. She was great but we went in thinking we were doing two simple wills and came out halfway convinced that we needed to do a family trust instead. Too much info to get into here, but it just sounded more appropriate. Unfortunately the cost for either wills or a trust was a lot more than we anticipated right after paying for two cataract surgeries and a new plumbing experience. We thanked her and told her we’d get back to her when we could afford it. Now we are having to cancel our trip so maybe it’s not quite as urgent…unless one of us gets the corona virus. This is how my mind works. Maybe it’s time to call her back.